From our KWB Wealth family to yours, may your day be filled with warmth and peace. Wishing you a holiday season that brightens your heart and carries meaning into the year ahead.🎄

Sponsorship opportunities close in just 2 weeks!

If supporting our veterans and giving back to our local community matters to you, we’d be honored to partner with you. The Fund is dedicated to supporting veterans—and with KWB Wealth covering all event expenses, every sponsorship dollar goes directly toward advancing that mission.🎖️

If you’ve been considering being a sponsor, now is the time.

Click the link for opportunities: www.semperfigolftournament.com/sponsorship
📞909.307.8220 I ✉️isabella@kwbwealth.com

Meet Jose! ☀️

As our team continues to grow, we’re delighted to welcome Jose as one of our newest Client Service Associate. He brings a thoughtful work ethic, a positive spirit, and a genuine dedication to supporting both our clients and our team.

🌳 Favorite thing about KWB: The collaborative culture and shared commitment to learning and growth
💛 2026 Goal: Be intentional with time while continuing to grow both professionally and personally
⚾ Fun fact: Jose is an umpire for high school and college baseball

#MeetTheTeam #GrowingTogether #ClientService

Markets don’t wait for perfect conditions—and neither should long-term plans.

Our Q1 newsletter reflects on a year where diversification, discipline, and perspective mattered most. Despite uncertainty—from trade tensions to government shutdowns—markets finished near all-time highs. It’s a reminder that staying disciplined and invested continues to pay off over time.

Read the full newsletter for a deeper look at what drove returns: kwbwealth.com/resources

Investing involves risk. This is informational, not advice.
#MarketInsights #WealthManagement #LongTermInvesting #Q1Newsletter

From Uncertainty to Clarity: Why Budgeting Comes First

When spending aligns with what matters most, planning feels intentional instead of stressful. Clarity turns uncertainty into choice—and that’s where a brighter financial future begins. 🌱

Read Steve’s blog, and reach out if you’d like help building a budget that supports your current lifestyle and long-term goals: kwbwealth.com/blogs

Investing involves risk. This is informational, not advice.
#BudgetingTips #PersonalFinance #FinancialGoals #FinancialWellness #FebruaryBlog

From steady inflation to a surge in holiday shopping, recent data helped lift market sentiment and returns. The S&P 500 now sits at a 16.8% gain for the year, while international stocks have climbed 25.8% YTD.

It’s one more reminder that staying invested keeps the big picture growing brighter!

kwbwealth.com/resources

#FinancialPlanning #WealthManagement
Investing involves risk. This is informational, not advice.

AI is changing how we work, and it’s worth talking about.

At KWB Wealth, we use it to work smarter behind the scenes, but the heart of financial planning is still human: listening, understanding, and guiding you through life’s important moments. Technology can enhance the process, but it will never replace personal connection.

If you’re looking for a more personal approach to financial planning, we invite you to schedule a consultation with our team. 🌱

Investing involves risk. This is informational, not advice.
#AIInFinance #FinancialPlanning #ClientFocused #FinancialAdvisor #Redlands #WealthManagement #AI

🌍 Is Global Diversification Making a Comeback?

After years of U.S. market leadership, international stocks outperformed in 2025. We’re not chasing trends, but we maintain exposure across markets by design—reinforcing why balance matters over time.

Read Ricky's latest blog for perspective on what’s driving global markets.

kwbwealth.com/blogs

Investing involves risk. This is informational, not advice.
#GlobalInvesting #Diversification #InternationalMarkets #BalancedPortfolio #LongTermInvesting #RiskManagement #KWBWealth #FinancialPlanning

Our 14th Annual Charity Golf Tournament is just two months away! ⛳️

Last year, we spoke with All Temperature Air and ATA Construction, two of our valued sponsors, about why they proudly show up for this mission.

Their words capture the heart of this day—and why we’re inviting players and sponsors to join us this year in giving back to those who have given so much.

🔗 Register as a player or sponsor and learn more about Semper Fi & America’s Fund:
www.semperfigolftournament.com/

Ready to build a financial plan designed for you and your family?

It’s not too late to set a clear plan for 2026. Read Rachel’s blog to see why thoughtful planning matters more than resolutions.

Start here: kwbwealth.com 🌱

Investing involves risk. This is informational, not advice.
#2026Goals #FamilyFinance #FinancialPlanning #PlanForTheFuture #FinancialAdvisor

Markets opened 2026 on a strong note, but last week was a reminder of how quickly uncertainty can emerge. Geopolitical tensions and rising interest rates drove short-term volatility before markets steadied by week’s end.

Periods like this highlight the value of a resilient, long-term plan.

Read the full market commentary: kwbwealth.com/resources

Investing involves risk. This is informational, not advice.
#WeeklyMarketCommentary #LongTermFocus #MarketPerspective #FinancialConfidence #FinancialPlanning #WealthManagement

Our 2026 Charity Golf Tournament is almost at capacity for player registration, and we’re grateful for the overwhelming response❤️💙

For those still looking to support this event, sponsorship opportunities remain. Businesses can participate through raffle prize donations of $100+, on-site promo booths, or brand placement in golfer gift bags.

It’s a unique chance to support an important cause while gaining meaningful visibility in the community. Contact us for details!

✉️isabella@kwbwealth.com I 📞909.307.8220

#GolfTournament #SponsorOpportunity #Philanthropy #SobobaGolfCourse #Redlands #TheFund #SemperFi #SupportOurVeterans